I personally review every situation, meet you at the property, and help you choose the path that fits you—whether that’s a fast cash sale or a creative structure that protects your goals.
The 6-Step Process (Start to Finish)
1. Tell us about your property
- A quick call or short form (address, basics, timeline).
- No pressure, no commitments, completely free.
2. We listen & learn
- A 10–15 minute conversation to understand your priorities: speed, price, payments, move-out timing, repairs, tenants, etc.
- I’ll explain every option you qualify for (cash, Subject-To, Seller Financing, Novation, or connecting you to my investor network).
3. Personal walkthrough (same day or next day)
- I meet you at the house (or we can do a live video walk-through).
- I look at the essentials—roof, AC, plumbing, electrical, cosmetics—so you’re not guessing about repair assumptions.
4. Transparent offer & options
You’ll get a clear, no-obligation path forward:
- Fair Cash Offer (as-is, we pay all closing costs)
- Subject-To (we take over mortgage payments)
- Seller Financing (you act like the bank; steady monthly income)
- Novation Agreement (partner to sell at retail while we handle the work)
- Investor Network Sale (I share your property with vetted buyers if that’s best)
I’ll walk you through numbers line by line—no surprises, no “mystery math.”
5. You choose the timeline
- Need speed? We can close as quickly as 7 days.
- Need time to move or coordinate next steps? Pick your ideal date.
6. Close locally, get paid
- We close with a licensed title company of your (or our) choice.
- Funds are wired to you at closing—simple and secure.
Typical timeframe: once we have your info, we can usually present a fair, written cash offer within 24 hours and close in as little as 7 days—or on your schedule.
What Makes Us Different
- Personal, not corporate. I don’t outsource decisions to a call center. I meet you, see the home, and tailor a plan.
- Zero fees. Zero commissions. We cover all standard closing costs.
- As-is condition. No repairs, no cleaning, no showings, no open houses.
- Local knowledge. We live and invest in Florida—we understand neighborhoods, HOAs, insurance, and local permitting.
- Real options. If a cash offer isn’t the best route, we’ll explore creative solutions so you’re not forced into a discount sale.
- Full transparency. I explain the “why” behind every number and happily answer tough questions.
Your Selling Options (All on the Table)
1. Fast Cash Sale
- Best for: speed and simplicity.
- You get: a fair, as-is offer; we pay closing costs; no fees.
- Timeline: as fast as 7 days (often sooner if title is clear).
2. Subject-To (keep your price, we take over payments)
- Best for: payment relief and avoiding foreclosure while preserving price.
- How it works: title transfers to us; the existing loan stays in your name; we make the payments.
- Confidence for you: a licensed loan servicing company can auto-draft payments with seller portal access and email alerts. If you want extra protection, we can add a Performance Deed/Reversion Clause.
3. Seller Financing (you become the bank)
- Best for: maximizing price and earning monthly income.
- How it works: we agree on down payment, interest rate, and term; your position is secured by a Note & Mortgage/Deed of Trust (state-specific).
- Upside: interest income, potential tax advantages (talk to your CPA).
4. Novation Agreement (partner for retail value)
- Best for: homes that could sell higher on the open market with updates.
- How it works: we handle repairs/marketing/contracts; you get paid at retail closing per our agreement—without managing the process yourself.
5. Investor Network Sale
- Best for: unique properties where another buyer may be the perfect fit.
- How it works: I share your deal with my vetted Florida investor community; you still benefit from my guidance and a smoother close.
What To Expect at Each Step
- Inspection/Due Diligence: We handle it quickly and professionally. If an inspection reveals a major unexpected issue, we’ll talk it through and either adjust together or you can walk away—no hard feelings.
- Title & Closing: A licensed title company manages payoff, HOA estoppels, lien searches, and recording. You’re welcome to have your attorney review anything.
- Subject-To Safeguards: Payments via third-party servicing, seller portal access, and optional automatic alerts. We structure carefully and legally; where appropriate, we can discuss land trusts and other best practices.
- Communication: Regular updates—no disappearing acts. You’ll always know the next step and who’s doing what.
How We Build a Fair Offer (Simple Formula)
We start with the projected value after repairs, subtract realistic repair costs, holding/closing costs, and a modest profit so the project makes sense. That’s it.
No games. I’ll show you line by line so you can see exactly how we arrived at the number.
Mini-FAQ
“As-Is” — what does that actually mean?
No repairs, no cleaning, no showings. We buy in the current condition and handle everything after closing.
What does “all-cash” mean?
No bank loans, no financing contingencies. When we agree on a number, that’s what you receive at closing (minus any existing payoffs like your mortgage/HOA/taxes).
How fast is “fast”?
Offer typically within 24 hours of getting details. Closing as fast as 7 days, or you pick a later date.
What if I don’t need a fast close?
Great—choose the date that works for you. We’ll line up everything to make it smooth.
Are you going to low-ball me?
No. My reputation matters. I’ll explain the numbers transparently so you can decide with confidence—no pressure.
Is this legit?
Yes. We close with a licensed title company, use standard documents, and you’re encouraged to involve your attorney. For Subject-To, we can use third-party servicing and seller access for extra peace of mind.
Ready to See Your Options?
Tell us about your property and your ideal timeline. I’ll personally review it, meet you at the house, and present clear choices—cash, creative, or network sale—so you can pick what’s best.
You’ll never be “just another lead.”
You’re a neighbor. We’ll treat you that way—honestly, respectfully, and with a plan that puts your goals first.