FAQ

Yes, we really buy houses. I live part of the time in Florida and part of the time in North Carolina.

Usually between 7 to 21 days. Sometimes even faster — it all depends on the paperwork and your situation.

No. I cover all the costs myself. No hidden fees or surprise charges.

Not at all. We also buy homes that need repairs. You don’t have to spend money fixing anything.

Absolutely. If you need to sell quickly, we can make a fair cash offer and close fast.

No problem. We use creative strategies like Seller Financing or Subject-To to find a solution that works best for you.

Yes. All transactions go through a licensed title company, and you’re welcome to have your own attorney involved. Everything is official and transparent.

You have two main paths — a quick cash sale or a creative financing deal. We’ll look at your situation together and choose what fits best.

That’s where creative options come in. With strategies like Subject-To or Seller Financing, you can often keep the price you want while we make the terms flexible.

It means I take over your existing mortgage payments, while you transfer the property title to me. The loan stays in your name, but I’m responsible for paying it.

In this case, you act like the bank. We agree on a down payment and monthly installments. You keep getting steady income until the balance is paid off.

It depends on your priorities. If speed and simplicity matter most, a cash sale is usually best. If price is more important and you’re open to flexible terms, creative financing can be the perfect fit.

It simply means you sell me your house, but your existing mortgage stays in place. I take over making the monthly payments on your loan, while the title of the property transfers to me.

It’s a great option if you don’t want to deal with foreclosure, can’t afford the payments anymore, or just want a simple solution without having to pay off your loan first.

Yes, the mortgage stays in your name, but I’m the one who makes the payments. The title, however, will transfer to me (or my company).

We use a licensed third-party servicing company that collects payments from me and sends them directly to the bank. You can also get online access or email alerts to see every payment.

First, I take this very seriously — my reputation depends on it. Second, we can add legal protections for you, like a “performance deed,” which allows the property to revert back to you if payments aren’t made.

Yes, subject-to deals are legal and are closed through a licensed title company. Many sellers also have their own attorney review the paperwork for extra peace of mind.

In many cases, no. You can often qualify for another loan because the payments are being made by someone else. Lenders usually recognize this after a few months of on-time payments through a third party.

It’s when you, the seller, act like the bank. Instead of me getting a loan from a bank, I make monthly payments directly to you until the agreed balance is paid off.

Usually both. We agree on a fair down payment at closing, and then I continue with monthly installments. You get cash now and steady income moving forward.

With Seller Financing, you can often sell at the price you want without having to lower it for a quick cash buyer. Plus, you earn interest on the payments, which can bring you even more money over time.

Yes. Everything is done through a licensed title company, and you’ll have a promissory note and deed of trust (or mortgage, depending on the state) recorded in your favor. That means your interest is protected, just like a bank’s would be.

You have legal protection. If I ever missed payments (which I don’t), you could foreclose and take the property back. Most sellers like this option because they either get their money or get the property back.

You get predictable monthly income, often at a higher interest rate than a savings account or CD, while spreading out your taxes over time instead of paying all at once on a lump-sum sale.